:root{--bg:#f4f7fb;--card:#fff;--ink:#0b1b3a;--mut:#5a6785;--line:#e1e7f1;--blue:#2f6bff;--blue2:#1d4fd8;--mint:#14c9a0;--amb:#ffb020;--r:14px;--sh:0 1px 2px rgba(11,27,58,.05),0 8px 24px rgba(11,27,58,.06)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{color:var(--blue2)}a:hover{color:var(--blue)}
.w{max-width:1120px;margin:0 auto;padding:0 16px}
header.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:60px;gap:12px}
.bar .logo img{height:34px;width:auto}
nav.m ul{display:none;list-style:none;margin:0;padding:0;gap:4px}
nav.m a{display:block;padding:8px 12px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
nav.m a:hover,nav.m a[aria-current]{background:#eaf0ff;color:var(--blue2)}
#nt{display:none}.burger{cursor:pointer;padding:8px;border:1px solid var(--line);border-radius:8px;font-weight:700;font-size:14px}
#nt:checked~ul{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:60px;background:#fff;padding:8px 16px 14px;border-bottom:1px solid var(--line)}
@media(min-width:860px){.burger{display:none}nav.m ul{display:flex}}
.crumbs{font-size:13px;color:var(--mut);padding:14px 0 0}.crumbs a{color:var(--mut)}
.hero{display:grid;gap:24px;padding:28px 0 12px;align-items:center}
.hero h1{font-size:clamp(28px,5vw,46px);line-height:1.12;margin:0 0 14px;letter-spacing:-.02em}
.eyebrow{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue2);background:#eaf0ff;border-radius:99px;padding:4px 10px;margin-bottom:12px}
.lead{font-size:18px;color:#26365c;margin:0 0 14px}
.hero img{border-radius:20px;box-shadow:var(--sh);width:100%}
@media(min-width:900px){.hero{grid-template-columns:1.1fr .9fr;gap:40px;padding:44px 0 20px}}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:11px 20px;border-radius:10px;font-weight:700;text-decoration:none}.btn:hover{background:var(--blue2)}
.btn.o{background:#fff;color:var(--ink)!important;border:1px solid var(--line)}
h2{font-size:clamp(22px,3.4vw,30px);margin:40px 0 12px;letter-spacing:-.01em;line-height:1.2}h3{margin:0 0 6px;font-size:19px}
.note{font-size:13px;color:var(--mut)}
.tbl{overflow-x:auto;background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh)}
table{border-collapse:collapse;width:100%;min-width:680px;font-size:14.5px}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:middle}
th{font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:var(--mut);background:#f8faff}
tr:last-child td{border-bottom:0}tr.first td{background:#f2f7ff}
.rk{display:inline-grid;place-items:center;width:28px;height:28px;border-radius:8px;background:var(--ink);color:#fff;font-weight:700;font-size:14px}
tr.first .rk{background:var(--blue)}
.sc{font-weight:800}.bar2{display:block;height:6px;border-radius:9px;background:#e6ecf8;margin-top:4px;min-width:70px}.bar2 i{display:block;height:100%;border-radius:9px;background:linear-gradient(90deg,var(--blue),var(--mint))}
.cards{display:grid;gap:16px;grid-template-columns:1fr}
@media(min-width:640px){.cards{grid-template-columns:1fr 1fr}}@media(min-width:960px){.cards.c3{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;box-shadow:var(--sh)}
.card img{border-radius:10px;margin-bottom:12px}
.card.lead1{border:2px solid var(--blue)}
.tag{display:inline-block;font-size:12px;font-weight:700;color:#0a7a62;background:#e0f8f1;border-radius:6px;padding:2px 8px;margin-left:6px;vertical-align:middle}
.rv{display:grid;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;margin-bottom:16px;box-shadow:var(--sh)}
.rv .hd{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.rv .hd h3{margin:0;flex:1 1 200px}
.rv.first{border:2px solid var(--blue)}
.pc{display:grid;gap:14px}@media(min-width:700px){.pc{grid-template-columns:1fr 1fr}}
.pc ul{margin:6px 0 0;padding-left:20px}.pro h4{color:#0a7a62}.con h4{color:#b4560a}.pc h4{margin:0}
.two{display:grid;gap:20px;align-items:start}@media(min-width:800px){.two{grid-template-columns:1.6fr 1fr}}
.side{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px;box-shadow:var(--sh)}
.side img{border-radius:10px;margin-bottom:10px}
.kv{display:grid;grid-template-columns:1fr auto;gap:6px 10px;margin:0;font-size:14.5px}.kv dt{color:var(--mut)}.kv dd{margin:0;font-weight:700}
.crit{display:grid;gap:12px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin-bottom:10px}.faq summary{cursor:pointer;font-weight:700}
footer{margin-top:56px;background:var(--ink);color:#c5cee3;padding:36px 0 28px;font-size:14.5px}
footer a{color:#fff}footer .g{display:grid;gap:24px}@media(min-width:800px){footer .g{grid-template-columns:1.4fr 1fr 1fr}}
footer h4{color:#fff;margin:0 0 8px}footer ul{list-style:none;margin:0;padding:0}footer li{margin:4px 0}
.disc{border-top:1px solid #243459;margin-top:22px;padding-top:16px;font-size:13px;color:#9fadcc}
.tight p{margin:0 0 12px}